Relocating to Turks and Caicos

Relocating to Turks and Caicos

Turks and Caicos Islands

Thinking of relocating or retiring to the Turks and Caicos Islands?

Here is a guide to the issues you need to consider:

Residency and working from Turks and Caicos

Most visitors can reside in the islands for up to 3 months visa free- full country list – but make sure your passport has at least 6 months plus your stay period of validity . For longer term residency temporary (proving  you have access to sufficient funds to support yourself) or permanent residency (through buying a home or business) is available from Government. There are no direct taxes (so no property, income, capital gains, or estate taxes) in the Turks and Caicos. Working for an employer doing business on island or becoming self-employed in a business on island will require a work permit for non TCI citizens.

Digital nomadism is a grey area, as there is no official route to operating a business or working offshore  on a self-employed basis whilst residing in TCI without a work permit, and you do so at a limited but real risk .

Not having a formal residence permit (or a work permit) means you will at very least face inconveniences: it will be a struggle to open bank accounts , own vehicles, rent long term , obtain driving licenses etc.



No restrictions on property ownership, no property taxes, a clear Torrens land registry system so no need to deduce title. Stamp Duty is payable on real estate deals , usually by the purchaser (10% over $500k) .


Overseas taxes

Take advice from a capable professional where you come from about what taxes, if any, you may have to pay at home, and what filings  you need to make. Just because TCI is tax free doesn’t mean your domestic obligations are over.


Moving your business to TCI , or starting a new one

TCI genuinely encourages legit new businesses, especially so in the Tech (including FinTech) and Financial Services sectors. Concessions and incentives for the right businesses are available via the Islands’ Investment Promotion Agency, Invest Turks and Caicos, and they will also be able to help with immigration and other issues. The TCI has an encouraging and commercial Financial Services Regulator and a good source for up to date legislation and regulation in the island’s Financial Services sector is their website.



It is usually possible to have your pension and investment income paid to your local TCI bank account if you wish to live part time in TCI. If your home country allows you to become non-tax resident you should take good domestic advice about how to structure your assets and income so that  you are not paying more tax than you should after you become non-resident . Medical insurance in TCI is available, but costs are generally higher than in the USA and Europe.


About our guest author: David Stewart  is the CEO of Coriats Trust Company Limited.

Turks and Caicos Travel Info

Turks and Caicos Travel Info

Turks and Caicos- Travel Information

  • Direct flights from 12 US & Canadian airports including Atlanta, Miami, Montreal and New York. British Airways fly from London with a brief stopover in Antigua.
  • No visas required for US, Canadian and UK/ EU citizens visiting the islands.
  • English is the official language and the US Dollar the official currency.
  • Turks and Caicos is home to the third largest reef in the world.
  • Beaches in Turks and Caicos are regularly named some of the best in the world. In 2019, Turks and Caicos was named the ‘Caribbean’s Leading Beach Destination 2020 and Caribbean’s Most Romantic Destination 2020 at the prestigious World Travel Awards.


Turks and Caicos- Covid Information

Like almost everywhere in the world you need to plan in advance of travel to the Turks and Caicos Islands. The islands have thankfully had low incidences of contagion and whilst there have been some curfews- 11pm to 5am- implemented at times, since the international airport in Providenciales reopened in July 2020, visitors have been remarkably unaffected.

Islanders are friendly, upbeat, respectful and are pleased to welcome visitors, pay them the same respect by adhering to local laws and guidelines and you are highly unlikely to have any problems.


Testing before arrival in Turks and Caicos

All travelers over the age of 10 years old require a negative test result to enter the islands. You have to apply online for permission to enter through the TCI Assured program. Go to the Travel Travel Authorisation web page to apply. You will need your passport information, COVID/health status in the form of a PCR test result no less than 5 days before your arrival, compulsory travel insurance- which must include medivac and coverage for 14 days quarantine.- suggested companies are listed- and details about the duration and location of your stay.
Processing time has been swift and hassle free, and your approval certificate, which you need to present at airline check-in almost always comes within 24 hours of application. Your resort of vacation rental company in Turks and Caicos can advise and assist you through the process.


Testing in the islands

The Turks and Caicos Islands has greatly expanded their testing capacity in response to new testing requirements implemented for travelers entering the United States and Canada. Testing facilities are at major resorts, medical centers and other places are being added all the time. Travelers overwhelmingly report a fast and smooth service. An up to date list of test centers is [here…]



Do I need to quarantine?

No! Your negative test means you are free to enjoy your vacation whilst adhering of course to local health laws and regulations. If you develop symptoms then of course stay away from other people and speak to your local rep to arrange a test.


Do I need to wear a mask?

Masks are required in transportation to and from the airport and in all shared private vehicles as well as in all public areas, apart from poolside and the beach and of course any water activities.



Eat In & Takeaway Food in Providenciales

Eat In & Takeaway Food in Providenciales

Crave TCI

The Turks and Caicos are home to some high-end restaurants on the main island of Providenciales. 

However, if you’re looking for a private chef to cook something special at your villa or you want to know where the local fave fast food joints are, we’ve put together 5 of the best options for eating in or taking away. Many of the businesses listed also offer a delivery service.



Bun’s Burger’s Bar is all about delicious burgers and cold beers. Beyond Meat Veggie Burgers and Philly Cheese Steak Sandwiches are  great and the kids will love the shakes. Curbside pick up and no contact delivery service available.

Phone +1 649-431-2867

Delicatessen Deliveries

Posh Charcuterie offering gourmet cheese boards and grazing boxes that taste as good as they look.

Phone +1 649-332-2617

Food Truck

Cocovan is a gourmet Airstream lounge located with in a palm garden. brought to you by the same team behind Coco Bistro. Open from 5pm.
Fish tacos are some of the best in the islands and regulars like the sticky ribs and chicken wings are reliably good. Located a short stroll from Grace Bay.

Phone +1 649-946-5369


Close to Grace Bay Turks Kebabs serves great doner kebabs as well as lamb and beef gyro, chicken shish kebab and freshly made Greek Salad with grilled Veggie Shish.

Phone +1 649-431-9964

Private Chefs

Crave TCI is a locally owned private chef company that can provide an array of services from a single breakfast to a full meal service for an entire stay. The chefs come from all over the world armed with the experience and the passion to provide a culinary experience that will be remembered long after the food is finished.

Crave TCI Brochure


vacation rental villas in the Turks and Caicos Islands
Diving in Turks and Caicos

Diving in Turks and Caicos

Diving in Turks and Caicos

Diving in Turks and Caicos

Planning a dive in the Turks and Caicos Islands?  There’s plenty to see and experience!

The Wall

Turks and Caicos is one of the few dive areas in the Caribbean that boasts a dramatic ‘Wall Drop Off’ – much like an underwater cliff. Imagine that the Turks and Caicos Archipelago is the top of an underwater mountain range, with the peaks and plateaus forming the islands themselves, and leaving the sheer drop off of the ‘mountainsides’ for Scuba Divers to explore!  Divers will want to listen to their dive briefing from their guides – dive with a computer and monitor their depth at all times.  And then, take that giant stride into our beautiful turquoise waters and experience the thrill of gliding along the dramatic wall.

The Wall Turks & Caicos


We are fortunate in Provo to have a healthy, resident shark population – a great indicator of reef health!  Our resident Caribbean Reef Sharks are seen on most dives – it’s rare a morning of diving will pass without a Reef Shark sighting! These beautiful creatures are thrilling to watch as they cruise the wall.  And as there are no organized shark feeding activities on our reefs, you’ll be treated to seeing the Sharks in their most natural behaviors.  While Caribbean Reef Sharks are our most common sightings – keep your eyes out!  We are occasionally treated to a swim by  of the more transient species like Hammerhead or Tiger.  Always a thrill!

Shark TCI


The most common Ray you’ll see in these Turks and Caicos Waters are the Southern Stingray.  You’ll find these smokey grey creatures cruising over the sandy flats in search of a meal, or taking a nap buried in the sand itself with just a couple of eyeballs visible! But don’t keep looking down! Spotted Eagle Rays are occasional visitors – these stunning beautiful rays are adorned with spots and ‘fly’ through the water column and can be found along the walls and reefs as well as in the shallows.  Finally, if you’re exceptionally fortunate, you might spot a Manta Ray. These large, pelagic creatures with a dark black topside and white underside  cruise close to the surface eating plankton.  They’re the least common Ray sighting here, but a few times a year divers get lucky!

Diving in Turks and Caicos


Perhaps one of the most chilled out creatures you’ll find on our reefs is the Sea Turtle. Most common at sites like Northwest Point and West Caicos is the Hawksbill Turtle. If you’re snorkeling from shore in Grace Bay, you’re more likely to see Green Turtles. No matter the species, its always fun to encounter one on a dive, often lazily chewing on a sponge. (Fun Fact: when we see Hawksbill Turtles eating, they usually have a Queen Angelfish hanging out scavenging for sponge morsels!).


A Myriad of Tropical Fish

Parrotfish, Angelfish, Chromis, Wrasse, Groupers, Snappers, Butterflyfish, Flounders, Eels, Coneys, Blennies, Gobies – just to name a few!  Turks and Caicos Reefs are healthy and vibrant, boasting a diversity of species of tropical fish. If you don’t see Sharks, Rays or Turtles on a dive, the reef is always teeming with beautiful fish of all shapes, sizes and colors!  There’s always a chance to improve your ‘Fish ID’ knowledge on any dive – simply hover and look at a patch of reef and start naming the fish you see.  Chances are you’ll start to realize just how many different species there are, and see where your gaps in knowledge are.

Diving in Turks and Caicos

No matter what you see when you take the plunge into our beautiful Turks and Caicos Waters, take some time to appreciate all the beauty and peace the underwater world offers you!



About our guest author: Jayne Baker and her husband Mickey own and operate Flamingo Divers, a boutique dive operation in the Turks and Caicos Islands. Having been full time dive instructors in the Caribbean for over 25 years, they still spend most of their days underwater.  When not diving, Jayne can be found in front of a computer pursuing her second love, professional and creative writing endeavors.

 vacation rental villas in the Turks and Caicos Islands
Top 5 Restaurants in Providenciales

Top 5 Restaurants in Providenciales

coco bistro garden


Local resident and business owner Gerry Dallas gives us his favorite ‘Top 5 High-end Restaurants on Providenciales.’


Bella Luna Ristorante and Pizzeria

A traditional ‘old school’ Italian restaurant in Grace Bay with a lovely garden providing fresh produce to the kitchen.

Caicos Cafe Bar & Grill

The outdoor setting under the Poinciana Tree is perfect for a romantic dinner. Informal ambiance and friendly service.

Coco Bistro

Located in the heart of Grace Bay, one of the best fine dining restaurants on the islands. Beautiful garden setting, outstanding food. Reservations essential.

For a less formal and less expensive ‘quick bites’ try their Coco Van right next door.

Le Bouchon du Village

The best French restaurant in Turks and Caicos.


An award-winning fine dining restaurant on Grace Bay. Local seafood dishes are particularly good, for meat lovers the Chateaubriand is outstanding! The restaurant also has a private dining room for up to ten guests- ‘The Tasting Room at Seven’- with a 2,500-bottle wine cellar and exceptional sommelier. [Book a table…]

About our guest author: Gerry Dallas is the General Manager at TKCA Vacation Rentals, a a luxury vacation rental & property management company located in Grace Bay.